Who we are
Scarboro Insurance Group recognizes that protecting the privacy and security of personal information is an important responsibility. This Online Privacy Policy tells you how we treat personal information that we collect when you use the website from which you are accessing this Online Privacy Policy and the measures we take to safeguard that information.
This notice refers to Scarboro Insurance Group and any affiliated companies using the terms “we,” “us,” and “our.”
Our website address is: http://scarboroinsurancegroup.com, email: scarboroinsgrp@outlook.com
What personal data we collect and why we collect it
You can access extensive information about our products on our websites and social media sites without sharing any personal information with us.
We may also provide online tools and resources that allow you to share personal information with us. Those tools and resources are designed to use personal information so that we can give you a personalized response to an inquiry, or provide you with information about services and products that may meet your needs.
When you share personal information with us for these purposes, we may share that information with our affiliates, or with other companies who help us respond to your questions or market our own products to you. We will not share personal information with anyone else unless we have your permission, or we are allowed or required by law to disclose it.
IMPORTANT: All proposed named insured listed on this application must be made aware of the following:
In order to provide you with the most accurate quotes possible, insurance companies may need to obtain additional background information about you. As an example, consumer reports may be ordered in connection with your insurance application. These reports provide information that may assist in determining your eligibility for insurance and the price you may be charged. Consumer reports may also be used for updates, renewals or extensions of this insurance. The insurance company may also obtain and use a credit-based insurance score based on information contained in your credit report. The insurance company may use a third party in connection with the development of the insurance score.
Personal Health Information for Life or Health Insurance Quotes
If you apply for a Life or health insurance quotation, we may ask you to provide personal health information relating to you and any family member who is included on your request. Our licensed agents will review your submission and may call or email you to obtain additional information from you (including personal health information) in order to clarify any outstanding issues with your submission, confirm eligibility for the requested product, and/or connect you with the appropriate insurance agent.
Your personal health information will be disclosed by us only to the agents and service providers necessary to obtain your quotes and related information. By providing your personal health information to us, you are agreeing that we may store, process, and review such information. And that we may disclose this information to third-party agents and use this information for the intended purpose for which it was collected.
We will maintain, process, and store your personal health information in full compliance with the law, including federal privacy regulations governing such information, and shall impose safeguards and restrictions no less stringent than as stated elsewhere within this Privacy Policy pertaining to your other personal information. We collect and securely store your personal health information using encryption technology, and we maintain generally accepted standards for physical, electronic and procedural safeguards to protect such information.
If you provide information directly to one of our partners or any other third party, then your information will be governed by such other party’s privacy policy.
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.
Contact forms
The forms used in this website is only used under strict confidence and authority of Scarboro Insurance Group and isn’t share for the reason of provite.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Analytics
We use certain analytics services, which use cookies and similar technologies to collect and analyze information about use of the websites and report on activities and trends.
You can learn about our service provider Google’s analytics practices by going to www.google.com/policies/privacy/partners/, and opt out of them by downloading the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpage/gaoptout.
IP Address:
- : Your IP address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider. An IP address may be identified and logged automatically in our server log files whenever a user accesses our website, along with the time of the visit and the pages visited. Collecting IP addresses is standard practice and is done automatically by many websites, applications, and other services. We use IP addresses for purposes such as calculating use levels, diagnosing server problems, and administering the websites. We may also derive your approximate location from your IP address.
We may use and disclose the other information described above for any purpose, except where we are required to do otherwise under applicable law. If we combine such information with personal information, we will treat the combined information as personal information.
Who we share your data with
Any data shared is only through the affiliate sites for quoting and or the purpose of you the client for the creation of a policy you requested from this website. Your data is only used for the purpose of creating a coverage plan and policy for your life or health, which ever the request was made for.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Your contact information
The information that is automatically collected by this web site allows QuoteWizard to further develop and improve the layout, design, and usability of the site, in order to better serve your Internet needs. Information you provide to us is used for marketing purposes, and may result in follow-up communications.
Additional information
How we protect your data
We seek to maintain physical, electronic and procedural safeguards to protect personal information within our organization.
What data breach procedures we have in place
Our web sites have security measures in place to protect against the loss, misuse, and/or alteration of the information under our control.
Industry regulatory disclosure requirements
What third parties we receive data from
We may use third-party advertising companies to serve advertisements regarding products and services that may be of interest to you when you access and use our websites and applications, and other websites and online services, based on information relating to your access to and use of any such services on any of your devices, as well as on information received from third parties. To do so, these companies may place or recognize a unique cookie on your browser (including through the use of pixel tags).
They may also use these technologies, along with information they collect about your online use, to recognize you across the devices you use, such as a mobile phone and a laptop. If you would like more information about this practice, and to learn how to opt out of it in desktop and mobile browsers on the particular device on which you are accessing this Online Privacy Policy, please visit http://www.networkadvertising.org/managing/opt_out.asp and http://www.aboutads.info/.
Our online advertising practices are designed to comply with the Digital Advertising Alliance Self-Regulatory Principles for Online Behavioral Advertising.
What automated decision making and/or profiling we do with user data
Certain information is collected by most browsers or automatically through your device, such as your Media Access Control (MAC) address, computer type (Windows or Macintosh), screen resolution, operating system name and version, device manufacturer and model, language, and Internet browser type and version. We use this information to ensure that our websites function properly.
Keeping Up To Date with our Online Privacy Policy
We have the right to change our Online Privacy Policy. If we make a material change to this policy, we will post a notification on our website before we put the change into effect.